I Ndelo peter have carried out income assesement interview on my client's monthly income and expenditures and find that he has two sources of income and a number of expenses as below:

SOURCES OF INCOME:

_ Bracelets ushs 250000/=
_ Stone quarrey ushs 150000/=

Total monthly income is: ushs 400000/=

Monthly Expenditures

_Food ushs 30000/=
_Villiage people ushs 70000/=
_School fees ushs 35000/=
_Water bill ushs 15000/=
_Medical bill ushs 20000/=
_Transport ushs 40000/=
_Clothings ushs 20000/=

Total monthly Expenditures ushs 230000/=

My client wishes to apply for a loan amount of ushs 800000 and I and him agreed that he is capable of paying it in twelve months that is to say, ushs 80605 per month and the difference between his monthly income and expenditures is: ushs 170000/=